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Understanding Different Mortgages

Understanding Different Types Of Mortgages

Balloon Loan Out of the many types of mortgages, balloon mortgages may be the least used out of all of the different types of mortgages. They are short term fixed …
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What Is A Suicide Clause For Low Cost Life Insurance?

What Is A Suicide Clause For Low Cost Life Insurance?

Life insurance policies are set up to pay out death benefits should anything happen to the policy holder and the payment proceeds go to the policy’s beneficiaries, who are chosen …
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What Is A Limited Pay Life Insurance Policy?

What Is A Limited Pay Life Insurance Policy?

Limited pay life insurance is a type of permanent life insurance. With limited pay all of the premiums are paid over a specific period of time, usually 10, 20 or …
Admin Insurance Type, Life Insurance
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What Does Permanent Life Insurance Mean?

What Does Permanent Life Insurance Mean?

Permanent life insurance is a type of life insurance that is kept for the life of the policy holder and paid out upon the death of the policy holder or …
Admin Insurance Type, Life Insurance
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What Is A Tax Free Death Benefit For Life Insurance?

What Is A Tax Free Death Benefit For Life Insurance?

Life insurance can be very confusing. There is so much to learn before making a final decision. When tax concerns come up, figuring it all out may seem downright overwhelming. …
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What Is A Level Premium Term Life Insurance Policy?

What Is A Level Premium Term Life Insurance Policy?

Term Life Term life insurance is life insurance that provides coverage for a fixed rate of payments for a limited period of time also know as the relevant term. When …
Admin Life Insurance
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What Is Split-Dollar Life Insurance?

What Is Split-Dollar Life Insurance?

Split-Dollar Life Insurance A split-dollar life insurance policy is a policy where the premiums and the death benefits/cash value are split between two parties. This arrangement is most commonly seen …
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Is Whole Life Insurance A Good Investment?

Is Whole Life Insurance A Good Investment?

Whole life insurance is a type of permanent life insurance. A whole life policy has a standard premium for the life of the policy and a cash value table built …
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